Trip Cancellation insurance can be used whether you're on an organized tour or cruise or traveling independently. Note the difference: Trip cancellation is when you don't go on your trip at all. Trip Interruption is when you begin a trip and have to cut it short, or if you have to join your trip after your scheduled departure date in these cases, you'll be reimbursed only for the prepaid non-refundable portion of the trip that you missed provided the interruption is a covered reason.

It's smart to buy your insurance within a week of the date you make the first payment on your trip, however, you can purchase the cancellation plan up until the day before you leave. This plan includes coverage for Pre-existing Conditions when purchased prior to or on the Final Payment Date.

Please review your  Plan Details for a list of available benefits and limitations/exclusions.