Travel Insurance is not included in the purchase price. Trip Cancellation insurance can be used whether you're on an organized tour, cruise, or traveling independently. Trip Cancellation is when you don't go on your trip at all and cancel prior to departure for a covered reason.

Trip Interruption is when you begin a trip and you need to to cut it short, or if you have to join or re-join your trip after it is interrupted. You can be reimbursed for additional transportation costs incurred as well as the pre-paid, nonrefundable, unused portions of your trip that you miss, provided the interruption is due to a covered reason.

We recommend you buy the protection plan as soon as you make the first payment toward your trip. However, the plan is available for purchase up until the day before your scheduled trip departure date. The plan's exclusion for Pre-Existing conditions is waived when the plan is purchased within 21 days of receipt of the initial trip deposit. Additional terms apply. 

This insurance is administrered by Trawick International. Benefits listed are underwritten by Nationwide Mutual Insurance Company, Columbus, Ohio. In WA, coverage is underwritten by Nationwide Life Insurance Company, Columbus, Ohio and Nationwide Mutual Insurance Company, Columbus, Ohio. There are certain restrictions, exclusions and limitations that apply to all services and coverages. Plan benefits, limits, and provisions may vary by state. You will receive your State specific Plan Document which describes the benefits and limitations in detail including available 24-hour non-insurance emergency assistance services.