Travel Insurance is not included in the purchase price. Trip Cancellation insurance can be used whether you're on an organized tour, cruise, or traveling independently. Trip Cancellation is when you don't go on your trip at all and cancel prior to departure for a covered reason.

Trip Interruption is when you begin a trip and you need to cut it short, or if you have to join or re-join your trip after it is interrupted. You may be reimbursed for additional transportation costs incurred as well as the pre-paid, nonrefundable, unused portions of your trip that you miss, provided the interruption is due to a covered reason.

We recommend you buy the protection plan as soon as you make the first payment toward your trip. However, the plan is available for purchase up until the day before your scheduled departure date. The plan's exclusion for Pre-Existing conditions is waived when the plan is on or before final payment. Additional terms apply.