When I purchased online for four people, the online system somehow doubled the coverage for same four people. I called the customer service immediately. Luckily, I got through to an agent who understood right away what had happened. It was a computer glitch she said and she apologized. At the same time she offered to cancel the policy for a full refund and offered to help me to get a new policy. She was doing her job -however, her mannerisms and her kindness made me relax quickly rather than getting upset and frustrated. I ended up asking her name. Agent Estelle Malveda. She was the best agent I encountered on the phone after purchasing anything online. Trawick company is lucky to have her as an employee.